Rates  1/02/2009 Through 1/07/2009

CDs

RATE

APY*

 6 Month

2.25%

2.26%

12 Month

2.40%

2.40%

24 Month

2.60%

2.60%

36 Month

2.65%

2.65%

48 Month

2.75%

3.75%

60 Month

2.95%

2.95%

 
SEE PRODUCT PAGE FOR MORE DETAILS

DREAM FUNDS

5 Month

2.25%

2.26%

9 Month

2.30%

 2.31%

16 Month

2.45%

2.46%

30 Month

2.55%

2.55%

SEE PRODUCT PAGE FOR MORE DETAILS

MONEY MARKET SAVINGS

Below $2500

None

$2,500-$9,999

1.40%

1.41%

$10,000-$24,999

1.50%

1.51%

$25,000-$99,999

1.65%

1.66%

$100,000-$249,000

1.95%

           1.97%

$250,000 & Higher

2.00%

2.02%

SEE PRODUCT PAGE FOR MORE DETAILS 

STATEMENT & JUNIOR SAVINGS

$0-1000

 1.00%

          1.00%

$1000.01 & Higher

1.25%

1.26%

SEE PRODUCT PAGE FOR MORE DETAILS 

VIKING STATEMENT IRA SAVINGS

MINIMUM BALANCE OF $500.00                    2.95.%               2.98%

CHRISTMAS CLUB

SEE PRODUCT PAGE FOR MORE DETAILS 

3.00%

            3.00%

CHECKING

Interest Bearing Checking

0.50%

  0.50%