|
We
offer a variety of accounts to fit your needs. All accounts
include these convenient
services:
"Voice
Access" telephone
banking.
Combined monthly statement
of all your checking and savings
accounts, CDs and lines of credit.
Check
safe-keeping
Imaged
check statements available for a $4.00 monthly fee.
Performance
Banking
For
customers that want a full service, no-minimum balance,
interest bearing checking account.
| Opening
Deposit: |
$100.00 |
| Minimum
Balance: |
None |
| Monthly
Fee: |
None |
| Monthly
Check Charge: |
None |
| Interest
Bearing: |
See rates page for current rates.
Subject to change.
Interest paid on checking
balances of $250.00 or more. |
| Notes
and Features: |
Includes
FREE picture DEBIT Card. |
VSB Free Checking
For
customers who do not want to pay a monthly
fee or maintain a minimum
balance.
| Opening
Deposit: |
$50.00 |
| Minimum
Balance: |
None |
| Monthly
Fee: |
None |
| Monthly
Check Charge: |
None |
| Notes
and Features: |
Free
initial check order |
ATM/Debit Card Account
A
NOW account for customers who do not want to write checks or
cannot have a traditional account.
| Opening
Deposit: |
$50.00 |
| Minimum
Balance: |
$50.00 |
| Monthly
Fee: |
$5.00 if below
minimum |
| ATM Card Fee :
|
$18.00 per year
|
| Notes
and Features: |
No
monthly fee is imposed if you maintain a balance of
$50.00. |
| Transaction
Limitations: |
No ACH withdrawals
or check withdrawals allowed on this account. |
Viking
Statement Savings
A
traditional
"saving for a rainy day"
account
Tiered balances earning
tiered, variable rates.
See rates page for current
rates.
$0-$1000.00
$1000.01
and higher
| Minimum
Balance: |
$75.00 |
| Monthly
Fee: |
A
service charge of $2.00 will be
charged if the minimum
balance
is
below the required minimum at any time during the month.
Seven
withdrawals allowed per month, if over seven $1.00
per withdrawal will be
charged. Quarterly statements. |
Viking
Junior Statement Savings
An
account
for our younger savers under age
18 with the same features
as Viking
Statement Savings except with a lower minimum balance
requirement of $25.00.
Kids Savings Clubs
Open an account today! When the account balance reaches $100.00 you are invited to stop in for a FREE Piggy Bank. Make a deposit and recieve a sticker and a treat. Watch for our great activity sheets.
| Shining Stars: |
Birth to Age 5 |
| Super Savers: |
Age 6 to 13 |
| Smart Start: |
Age 14 - 18 |
Christmas
Club
Make
your Christmas all that you dream it to be, and Worry
Free!
Save
all year for your Christmas purchases with a simple
semi-monthly or monthly transfer
from your checking or
savings
account into your Christmas Club
Account. Plus earn a higher
rate of
interest than our statement savings accounts.
See
rates page for current rate.
Viking
Money Market Savings
Select
An
account
designed for the higher balance
saver. The interest rate and
annual
percentage yield you receive varies on the current
Money Market rates*, based on the amount
you keep in your
account.
Minimum
Opening Balance:
Deposit Required:
|
$2,500.00 |
Minimum
Balance
Requirement: |
$2,500.00 |
| Fees:
|
A
service charge fee of $10 will be
charged if the
minimum balance
is below the required
minimum
at any time during the
month. |
| Transaction
Limitations: |
Transfers
from a Money Market Savings
Account
or Statement Savings
Account to another
account, or
to third parties by pre-authorized,
automatic, or telephone
transfer, are limited to
six
per statement cycle. Three transfers of the
six may be made by check,
draft, debit card, or
similar
order to third parties.
*See
rates
page for current rates. |
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to
Products
Service Fees |
